July was a pricey month, with several expense categories costing a good bit more than I anticipated. (Not to mention the categories I didn’t anticipate at all!)
Update on July Expenses
- Car insurance: $596 (anticipated), $596 (actual).
- Entertainment: $100 (anticipated), $399 (actual). In addition to the ballet tickets I included in my July projection, I bought tickets for two holiday events (one is The Nutcracker, of course), because the theater where they’ll take place had a two-day “Christmas in July” sale, and all tickets for holiday shows were discounted to $25. Two of the tickets are for my parents, and they will reimburse me for them. I left them in the total here, though, since they haven’t done so, yet.
- Ballet: $60 (anticipated), $60 (actual).
- Pet care: $0 (anticipated), $252.05 (actual). I should know by now to plan for at least some expenses related to my geriatric cats each month, especially Tony. He had a rough month, and needed a visit to the vet for fluids and medication, plus I needed to replenish our supply of both his dry and canned food.
- Food: $420 (typical), $811.29 (actual). O.M.G. $420 is a pretty typical monthly total on groceries for us, but it was nearly double that in July. There are two primary reasons for this: (1) we hosted three sets of overnight guests, plus a day-visit guest (a couple, actually), and (2) I placed my first Zaycon Fresh order, which requires up-front payment for an order that I’ll receive in early November.
- Christmas gifts: $0 (anticipated), $84.53 (actual). My daughter has been telling us that she wants a Kindle for the past six months or so, and we decided that we’re okay with her getting one this year. My husband took advantage of Amazon’s “Black Friday in July” sale, and purchased one for her.
August Projected Expenses
I’m not going to lie: August is going to be another expensive month for us.
- Vacation: $1,800. This is an educated guess, especially since my husband is the vacation planner in our family. We’re going to Maine for five nights, and staying in a hotel while we’re there. We’ve already paid for one of the nights at the hotel, as a deposit. We’ll bring as much food with as possible – primarily snacks and breakfast foods – but we will be guiltlessly enjoying a lot of delicious seafood on this trip. None of it will be fancy, but there will still be five dinners and five lunches for three people. We plan to spend a lot of time at the beach and taking in the free attractions, which will help keep the overall cost of trip down, somewhat. Could we take a cheaper vacation? You bet, but because I believe that making memories is something worth investing in, I’m okay with the (anticipated) cost of this trip.
- School supplies: $80. The most expensive school supply I’ll be buying is a sturdy, new backpack. The one I purchased from LL Bean last year held up incredibly well, but was too small. It held her homework/school projects and lunchbox, but her snow pants and boots didn’t even come close to fitting in it.
- Pet care: $100. I learned my lesson last month. I’ll hope for the best, but plan for a trip to the vet.
- Car care: $900. Our Accord needs new brakes. My husband, who usually drives the car, will push to wait until September to do this. From a financial perspective, I’d be happy to wait, but I prefer not to mess with brakes.
How did your July expenses turn out? Were there any surprises? What are you anticipating for August?
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